CoverSmart IMF
Health Insurance

Comprehensive Health Insurance for You and Your Family

Protect yourself from rising medical costs with health insurance plans that cover hospitalization, critical illness, and more. Cashless treatment at 10,000+ hospitals across India.

Indian family with healthcare protection

Who Should Buy Health Insurance?

Young Professionals
Newly Married Couples
Families with Children
Senior Citizens
Self-Employed Individuals
Freelancers & Gig Workers
NRIs Visiting India
Parents Above 60

Benefits of Health Insurance

Healthcare costs are rising. Secure your savings with the right health plan.

Cashless Treatment

Get treatment at 10,000+ network hospitals without upfront payment. We settle bills directly with hospitals.

Comprehensive Coverage

Coverage for hospitalization, daycare procedures, pre and post hospitalization expenses.

Pre-existing Diseases

Get coverage for pre-existing conditions after waiting period. Some plans offer from day one.

Critical Illness Cover

Lump sum payout on diagnosis of critical illnesses like cancer, heart attack, or stroke.

Tax Benefits

Save up to Rs. 75,000 on taxes under Section 80D for self, family, and parents' health insurance.

Lifelong Renewal

Renew your policy throughout your life without age restrictions or policy termination.

Types of Health Insurance Plans

Find the perfect health coverage for your needs and budget.

Individual Health Plan
Comprehensive coverage for single individuals with customizable options.
  • Sum insured up to Rs. 1 Crore
  • Single premium for one person
  • Room rent as per plan
  • Pre & post hospitalization
  • Ambulance charges covered
Most Popular
Family Floater Plan
One policy for the entire family. Shared sum insured at lower cost.
  • Cover self, spouse & children
  • Single premium for family
  • Shared sum insured
  • Automatic restoration benefit
  • Newborn baby coverage
Senior Citizen Plan
Specialized health plans for individuals aged 60 and above.
  • Entry age up to 80 years
  • Pre-existing disease cover
  • Domiciliary treatment
  • Annual health check-ups
  • No medical tests up to certain age
Critical Illness Plan
Lump sum benefit on diagnosis of major illnesses.
  • Covers 30+ critical illnesses
  • Lump sum payout
  • No hospitalization required
  • Use benefit as needed
  • Second opinion services
Super Top-Up Plan
Additional coverage that kicks in after deductible is exhausted.
  • Affordable high coverage
  • Works with existing policy
  • Deductible based pricing
  • Same insurer not required
  • Tax benefits applicable
Personal Accident Plan
Coverage for accidental death, disability, and medical expenses.
  • Accidental death benefit
  • Permanent disability cover
  • Temporary disability benefit
  • Medical expense coverage
  • 24/7 global coverage
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Why Choose Us

We Put Your Interests First

Our comprehensive platform makes it easy to find, compare, and purchase insurance coverage that meets your specific needs and budget.

Multiple Insurance Options

Compare plans from 20+ top insurance companies to find the best coverage.

Expert Assistance

Our certified advisors help you understand policies and make informed decisions.

Trusted Partners

We partner with India's leading insurance companies for reliable coverage.

Fast Response

Get quotes within minutes and our team responds within 24 hours.

Customer-First Guidance

We prioritize your needs, offering unbiased recommendations tailored for you.

Easy Claims Support

Simplified claims process with dedicated support every step of the way.

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Health Insurance FAQs

Common questions about health insurance answered

Still have questions?

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Get personalized insurance recommendations from our experts. Submit your details and we'll help you find the perfect plan.